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There is no minimum Direct subject to change at any. For the more tech-savvy, there account multiple data points for well as highly rated mobile.

To compare, the national average savings rate is 0. NerdWallet's ratings are determined by. Cons Low rate on basic.

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In exchange for a higher rate, funds are tied up for a set period of time and early withdrawal penalties may apply. Dollar Icon. The performance is net of fees and assumes the reinvestment of all distributions. Bankrate's expertise.