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Prof. Werner brilliantly explains how the banking system and financial sector really work.The Athens Highway 72 Branch of PNC Bank is located at US HIGHWAY 72 E ATHENS,AL Drive-up ATM Services are available. Bryant Bank: Athens Branch. US Highway 31 South Athens, AL Branch Manager: Lorinda Spencer. Get Directions. LOBBY HOURS. Monday am. S Clinton St Athens, AL, () Get directions to Athens Downtown (Opens in a new Window).