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What is a Physician/Doctor Mortgage Loan? - A Deep Dive by The White Coat InvestorPhysician loans are unique mortgage products designed to accommodate the distinctive financial situations of medical professionals. These loans. Explore tailored mortgage programs in Canada designed for doctors in the midst of their residency or fellowship based on future income. Yes, a medical resident doctor can get a mortgage in Canada, despite a heavy debt load. It's because certain lenders will permit an approval based on.