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Benefits of a credit union membership over banks. #edfed #creditunionsvsbanks #finlit #shortsCredit Union of America offers savings & checking accounts, mortgages, auto loans, online banking, financial tools and more. Join us today! There are 1 credit unions that have a branch in Pratt city, Kansas. 1 of these credit unions offer Auto Loans, 1 offer Checking Accounts, 1 offer Credit. Credit Unions In Pratt County, KS Credit Unions Facts: A credit union is a financial cooperative, owned and controlled by the people who use its services.