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How to Lock BMO Debit Card?A credit card suspension happens when a credit card issuer temporarily locks or freezes an account. Find out why a credit card account might. Under �Controls� tab, set the restrictions you want for each card. Select the �Alerts� tab to set up the types of alerts you want to receive for each card. the Terms & Conditions, to change the temporary For general questions about Spend Dynamics, contact your program administrator. To report a lost/stolen card.