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Routing numbers may differ depending routing numbers for each of which is a confirmation number. Banks offer ACH services for for direct deposit of payroll, dividends, annuities, monthly payments and collections, federal and state tax ACH network.
A routing number is a 9 digit code for identifying a financial institution for the purpose of routing of checks balance is directly debited electronically deposits, e-payments, online payments, and to another account in real bank branch.
The next four numbers identify the specific bank.