Often, you must meet conditions to avoid penalties and fees. Browse a selection of other high-yield accounts below. Cons High minimum deposit Early withdrawal penalty. Special CDs are only available for a limited time, though. The bank's CD rates may vary by region and minimum deposit.
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Read MoreAffiliate links for the products on this page are from partners that compensate us and terms apply to offers listed see our advertiser disclosure with our list of partners for more details. You have a day grace period to withdraw funds, make an additional deposit, or close your CD account after it matures. It's anticipated that the Federal Reserve will make rate cuts in the future. The penalty varies depending on your loan term. We look at interest rates, minimum opening deposits, early withdrawal penalties, CD term variety, ethics, customer support, and the mobile app.