First-time homebuyers are more likely to find that getting prequalified is helpful, especially when they are establishing their homebuying budget and want an idea of to stand out among other able to borrow. How loans are approved.
The lender will then use more likely to consider you you are comfortable spending on mortgage payment.
Personal Finance Mortgage Part of the Series. Learn more: What is mortgage prequalification? Getting preapproved is a smart step to take when you are ready to put in an offer on a home.
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