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How to Use Options in Your RRSP and TFSABMO RETIREMENT INCOME FUND (RIF ). BMO RETIREMENT INCOME FUND (ADVISOR) (RIF ). Plan Issuer � BMO Trust Company. King St. W., 41st Floor Toronto. BMO Retirement Income Fund (RIF) Advisor Application Form (SKU# ). RRIF. download. July 10, Registered Disability Savings Plan (RDSP) Transfer (SKU#. � Registered trade-marks of Bank of Montreal, used under licence. RRIF. Annuity. Flexibility. There is a minimum amount you have to withdraw each year.
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