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What Are The Fees Associated With BMO Credit Cards?Monthly maintenance fee. $0. No monthly maintenance fee. Relationship Waiver * �BMO Wealth Management� is a brand name that refers to BMO Harris Bank. Waive the $10 monthly maintenance fee with an average collected balance of $ or more. $3 fee at non-BMO Bank ATMs. Tiered interest rates. BMO Bank Business. Monthly maintenance fee. $0 � Minimum deposit to open. $25 � Minimum balance. None � Free ATM network. 40,+ BMO and Allpoint� ATMs � ATM fee.