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Another attractive feature is that it offers very flexible redemption options, including redeeming your cash back into a BMO chequing or savings account. Conditions apply. BMO is also the only Big 5 bank to offer co-branded credit cards with the popular Air Miles rewards program, making them a great fit for Air Miles collectors. Cardholders not only enjoy free membership in Mastercard Travel Pass provided by DragonPass with four free annual airport lounge passes included , but they can also take advantage of comprehensive travel insurance.