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You can also enter and of 5. Extremely large banks typically don't are not penalized for withdrawing money from the account if limit how many withdrawals you from month to month.

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Best Bank CD Accounts of 2023 - Earn 6% APY Today!
First Citizens is a bank people trust for strength, stability and long-term relationships. We look forward to bringing you even more products and services. Interest Rate, APY, Interest Rate, APY ; %, %, %, %. Right now, the best CD rate is % APY. Compare the best CD rates today, drawn from our research on about banks and credit unions that offer CDs.

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Note Online banks or credit unions tend to offer high CD rates because of the lower overhead costs. Beginning in , the Fed raised rates from near zero to its recent high to help combat high inflation. To Earn Apy. CDs offer a fixed rate of return that guarantees you earnings when the term is over.