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BMO HARRIS BANK : Test \u0026 Review in 2024 (is this bank reliable?)Watch your savings grow with an account that offers competitive rates and terms that best fit your goals and lifestyle. Make real financial progress knowing. BMO offers exclusive discounts tailor-made for kids and teens under 19 years old including free banking. Let's find the account that works for you! Maintain a joint bank account. It's a good idea to closely monitor your child's money habits as long as you can (until at least age 18). Plus.